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Housing support programs and services

Housing support programs and services

Under certain conditions, home owners and tenants with low incomes can benefit from housing support programs. The Société d’Habitation du Québec (SHQ) as well as the Canadian Mortgage and Housing Corporation (CMHC) will be partners to whom you can turn.

Several programs are available, in particular:
- The program for dwellings damaged by pyrolite. Financial assistance is available to cover 75% of the admissible costs up to 75,000$ for foundations damaged by pyrolite.
- The Réno Village programfor occupant owners owners living in a rural environment. Financial assistance can reach 90% of the allowable costs up to 10.000$ and your residence must require major work (structure, heating, electricity…).
- The Emergency repair program: financial assistance can cover 100% of the admissible costs up to 6,000$, 9,000$ or 11,000$ depending on the geographical location of your residence in need of urgent repairs to correct major defects.
- The Adaptation of residences for handicapped people program: financial assistance up to 16,000$ per eligible person.
- The Rénovation Québec program: For this, you must be owner of a residential building located in a sector covered by your municipality.

The Housing allowance program is a financial assistance intended for households with low incomes who devote too great a portion of their budget to housing.
Tenants, as well as owners, can be granted this financial help which can reach 80$ per month under certain conditions, in particular, if you are 54 years old or over, have an annual income of 16,480$ for an adult or 22,817$ for 2 adults and families with children.
According to the data from the Société d’Habitation du Québec the recipients of this allowance accounted for 8% of the total of Québéc households in 1999 versus 3% in 1981. That is more than 141,000 households that receive provincial aid through this program.

However, for the Front d’Action Populaire en Réaménagement Urbain (FRAPRU) “this financial assistance is not well publicized to the point that several thousand tenant and owner households with low incomes fail to take advantage of it because they are unaware of it…. This is one of the reasons why the number of recipients of this housing allowance has dropped by 32% since the beginning of the program in 1997 dropping from 155,414 in that year to 106,440 in 2009-2010”.

For this reason, this organization is calling for an in-depth reform of this allowance, while at the same time making it avaialble to the whole range of single person households and of couples without children regardless of their age, as well as by indexing its main parameters to the rpesent cost of living. Undeniably, numerous households (young people without children and with low incomes, students who are facing rising tuition costs, those who earn barely more tha minimum wage, or the poor people, who are from or close to being 54 years old) are automatically excluded from this allowance because they don't meet the criteria
You may be eligible for these various programs, so don't hesitate to contact these organizations for further information and to apply for them.

About the author

Martin A. Messier

Me Martin A. Messier a fait ses études au Collège Jean-de-Brébeuf avant de continuer ses études en droit à l'Université de Montréal. Il est membre du Barreau du Québec depuis 1992, et œuvre auprès des propriétaires de logements locatifs depuis 1993.

Il est entre autres président de l'Association des propriétaires du Québec, propriétaire d'une compagnie de gestion immobilière. Il est fréquemment invité comme conférencier dans le cadre de conférences et de séminaires juridiques et de gestion portant sur le louage immobilier.

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