Skip to main content

Victim of a hit-and-run? Here’s how to avoid a costly bill:

Victim of a hit-and-run? Here’s how to avoid a costly bill:

There’s the bad news…

You park your car and go shopping. When you get back, you notice it has been damaged. And unfortunately, the driver of the other car has not left their name or number.

You get into a fender bender. You fill out an accident report form with the other driver, but when you come to settle the claim, you discover to your dismay that the information the other driver gave you was false.

These are both examples of a hit-and-run accident—your car is damaged by another vehicle, but you don’t have the driver’s name.

but fortunately, there’s good news, too!

A hit-and-run is always covered by your insurance policy so long as you have collision insurance, which normally covers you in the event of an at-fault accident. To find out if you are covered, simply check your insurance contract or contact your insurer.

By choosing the Worry Free OptionTM from The Personal and be sure to get a copy of the police report the same day the accident occurs, you will avoid paying the deductible in the case of a hit-and-run. It’s as easy as that!

Simple but necessary steps to take

To make the claim settlement process easier, be sure to complete the following steps:

  • Contact the police immediately to obtain a police report.

  • Report the damage to your insurance company as quickly as possibly so it can undertake the necessary procedures.

Insured by The Personal? Call our 24/7 toll free claims department hotline at 1-800-459-9212.

For more information or to review your current coverage with The Personal, call us at 1-888-476-8737.

APQ works in partnership with The Personal to help you enjoy top-quality home and auto insurance at very attractive rates. Ask for a quote from The Personal by calling

1-888-476-8737 or visit www.thepersonal.com/apq for an online auto quote.

The information provided in this ad is for illustrative purposes only. The Personal General Insurance Inc. disclaims any liability relating thereto.

About the author

Québec Landlords Association (1)

Join now

Not already member of the APQ ?

Take advantage of all our services by joining now

This site uses cookies in order to provide you with the best possible user experience. By continuing to browse this site, you agree to the use of cookies.